π¨βπ» Anurag Pandey
π Data Scientist Β· ML Systems Β· π¦ BFSI
Data Scientist with hands-on experience in building and deploying production-grade machine learning systems in regulated BFSI environments. I work at the intersection of data, models, and business decision-making, ensuring solutions are explainable, scalable, and aligned with policy and risk frameworks.
My work spans credit risk scorecards (PL & HL), analytics platforms, reconciliation engines, and LLM-powered RAG and agentic AI systems. I specialize in converting ambiguous business problems into structured ML solutions and carrying them end-to-endβfrom problem framing and feature engineering to deployment and monitoring.
I believe models are only valuable when they drive clear decisions and measurable impact. My approach emphasizes explainability, robustness, and stakeholder trust alongside performance.

π§ What I Build
π οΈ Technical Skills
- Python
- SQL
- Shell Scripting
- Logistic Regression
- Tree Models
- Feature Engineering
- Model Evaluation
- Scorecards
- WOE-IV
- Policy Rules
- Risk Bands
- RAG
- Prompt Engineering
- Document Parsing
- Cohort Analysis
- Customer Segmentation
- KPI Design
- Model Serving
- Batch Pipelines
- Monitoring
π§ Core Competencies
π§ͺ Flagship Systems β Deep Dive
π¦ Credit Risk Scorecards β PL & HL
Production scorecards used for credit decisions
π RAG Platform for Financial Documents
LLM-powered question answering for finance teams
π§© Additional Projects & Work
Automated ledger matching
Python Β· SQLUnified KPI dashboards
SQL Β· BICustomer lifecycle tracking
SQL Β· PythonUPI & channel analysis
SQLReduced false positives
RulesA/B testing & inference
Statisticsπ Education
Jio Institute, India
Machine Learning Β· AIDr. A.P.J. Abdul Kalam Technical University
Engineering Fundamentalsπ Web Presence
Code & projects
github.com/anuragdhirubhaiProfessional profile
linkedin.com/in/anurag-pandeyTechnical writing
medium.com/@anurag.ap2011